Before deciding whether to install, talk to the skill
Israeli HMO Navigator
Trusted86/100Navigate Israel's four HMOs (kupot cholim) and healthcare system for service comparisons, referrals, and coverage decisions. Use when user asks about Clalit, Maccabi, Meuhedet, Leumit, health basket, specialist referrals, supplementary insurance, or switching HMOs.
Trust score 86/100 (Trusted) · 56+ installs · MIT license
The Problem
Israel's healthcare system with four competing HMOs, multi-tier coverage levels, and Hebrew-language processes can be confusing, especially for new immigrants or when comparing supplementary insurance options, understanding referral procedures, or knowing patient rights under the National Health Insurance Law.
skills-ilnpx skills-il add skills-il/health-services@v1.2.0-israeli-hmo-navigator --skill israeli-hmo-navigator -a claude-codeInstall on Claude.ai, Claude Desktop, ChatGPT, Manus, or other platforms
- 1. Click "Download ZIP" to download the skill files.
- 2. Open Claude Desktop and go to Customize > Skills.
- 3. Click "+" and select "Upload a skill", then upload the ZIP file.
- 4. Start a new conversation. The skill will activate automatically when relevant.
When to Apply
- When comparing services and coverage across Clalit, Maccabi, Meuhedet, and Leumit
- When a new immigrant needs to choose an HMO (kupat cholim)
- When understanding the specialist referral (hafnaya) process and wait times
- When deciding whether to purchase supplementary insurance (biituach mashlim)
- When switching between HMOs or understanding transfer waiting periods
Try These Prompts
Choose HMO for New Immigrant
I just made aliyah to Tel Aviv. Compare Clalit vs Maccabi for a young couple with no children
Understand Referral Process
My doctor gave me a hafnaya to a dermatologist. What are the steps and how long should I wait?
Compare Supplementary Plans
Compare supplementary insurance (mashlim) plans across all four HMOs for a 35-year-old
Dental Coverage Options
What dental coverage is available through kupat cholim supplementary insurance vs private dental plans?
Frequently Asked Questions
Changelog
v1.2.0
Critical fix: Maccabi Zahav is entry tier and Sheli is premium (was inverted), updated all 4 kupot tier table, copay ranges refreshed, 2026 health basket additions noted.
Apr 25, 2026
v1.1.0
Fixed broken MCP links, corrected HMO switching rules (up to twice in 12 months with 6 fixed dates), corrected wait time claims, updated Leumit membership data, added Reference Links section
Apr 11, 2026
Related Skills
Trusted·86
Author: skills-ilv1.3.0NewTrending
Bureaucracy navigator for cancer patients and caregivers in Israel: Bituach Leumi (medical disability, special services allowance with all 4 rates 50/112/188/235% + child-under-3 supplement, child-disability allowance for pediatric cancer at 235%, Section 9(5) tax exemption, 40% arnona discount); 2026 health basket (oncology drugs, exceptions committee, severe-illness co-pay exemption, dental treatment funding, surgery wait-time guarantee + Form 17, hereditary cancer genetic testing, home chemotherapy, medical cannabis under post-April-2024 prescription-only flow, post-surgical rehabilitation by cancer type); supplementary insurance tiers (Clalit Mushlam Platinum, Maccabi Sheli, Meuhedet Si, Leumit Gold); free palliative home care; fertility preservation and gonadal protection across all genders and ages; work rights including family caregiver sick days (60 spouse, 90 parent, 110 single parent); cancer-type-specific NGOs (ICA, Larger Than Life, Zichron Menachem, Ezer Mizion, Bracha for hereditary, Halil HaOr for hematological, One in Nine for breast); statutory 60-day appeal window; experimental, off-label, and treatment-abroad pathways. Use when a patient or caregiver needs to understand entitlements, file applications, or appeal a refusal. Bureaucracy only, not a substitute for the hospital oncology social worker, oncologist, or lawyer. Do NOT use for medical diagnosis, treatment decisions, drug dosing, or non-Israeli healthcare systems.
0.028
Claude CodeCursorGitHub Copilot+4
Trusted·86
Author: skills-ilv1.2.0PopularTrending
Comprehensive guide to navigating elder care in Israel. Helps families with Bituach Leumi long-term care benefits (gimlat siud), private nursing care insurance (bituach siudi) through kupot cholim, old-age pension (kiztavat zikna), nursing homes (beit avot) and assisted living (diur mugan), home care, enduring power of attorney (yipuy koach mitmashech), and guardian appointment (apotropus). Use when caring for an aging parent, comparing care options, checking benefit eligibility, or planning advance directives. Prevents crisis-driven decisions by consolidating all elder care information. Do NOT use for general Bituach Leumi benefits, private pension funds, or HMO/health insurance questions.
0.05267
Claude CodeCursorGitHub Copilot+4
Partially Verified·48
Author: WolfikOzv1.0.0Popular
Automatically book fitness classes on Arbox-powered gym platforms the moment booking opens. Use when you want to secure spots in popular CrossFit or gym classes in Israel before they sell out, set up recurring booking schedules, or manage monthly booking limits.
0.011181
Claude CodeCursorGitHub Copilot+10
Found an issue with this skill?
Want to build your own skill? Try the Skill Creator · Submit a Skill
Reviews (0)
No reviews yet. Be the first to write one!