Israeli Stock Options Tax Calculator
Verified92/100Calculate the tax an Israeli tech employee will pay on stock options and RSUs under Section 102 of the Income Tax Ordinance. Covers exercise, sale, and exit events (acquisition, IPO, secondary sale). Walks step by step through the tax breakdown: gross gain, employment income portion (marginal rate), capital gains portion (25%), surtax (3%+2% above threshold), Bituach Leumi, and net proceeds after tax. Compares capital gains track vs income track side-by-side. Use when an employee asks how much tax they will owe on options, when a startup exit is approaching and they want to know net proceeds, or when deciding between capital gains and income tracks. Do NOT use for crypto taxation (use israeli-crypto-tax-reporter), company-side ESOP setup (use israeli-startup-toolkit), controlling shareholder profit extraction (use israeli-corporate-tax-strategy), annual tax return filing (use israeli-tax-returns), or payroll calculations (use israeli-payroll-calculator).
There is a quick calculator for this skillHow much tax on your options (102)?Trust score 92/100 (Verified) · 66+ installs · 3 GitHub contributors · MIT license
Israeli tech employees receive stock options or RSUs as a significant part of their compensation, but most have no idea how much tax they will actually pay when they exercise or sell. The rules under Section 102 are complex: different tracks (capital gains vs income), a 24-month trustee holding period, surtax thresholds, and Bituach Leumi interactions all affect the final number. Getting it wrong can mean paying tens of thousands of shekels more than necessary, or worse, facing unexpected tax bills at exit.
skills-ilHow to use this skill
Not sure how? Read the guide- 1. Click "Download ZIP" to download the skill files.
- 2. Open Claude Desktop and go to Customize > Skills.
- 3. Click "+" and select "Upload a skill", then upload the ZIP file.
- 4. Start a new conversation. The skill will activate automatically when relevant.
Developers? Install via command line (CLI)
npx skills-il add skills-il/tax-and-finance@v1.2.0-israeli-stock-options-tax --skill israeli-stock-options-tax -a claude-codeWhen to Apply
- When an employee asks how much tax they will pay on options or RSUs they received
- When a startup is approaching an exit (acquisition or IPO) and they want to know net proceeds
- When comparing capital gains track (25%) vs income track (marginal rate) to understand which is better
- When an employee is considering early exercise of options before an exit
- When checking if the 24-month trustee holding period has elapsed before selling
Try These Prompts
I have 10,000 stock options with a $1 strike price, expected exit at $5 per share. I am on Section 102 capital gains track. How much tax will I pay and what are my net proceeds?
I have RSUs worth 800,000 NIS. Compare capital gains track vs income track — how much tax under each and what is the difference?
I have 5,000 options at $2 strike price. Startup is approaching exit. Model three scenarios: exit at $8, $12, and $20 per share. What are my net proceeds in each case?
I received options 18 months ago. Should I exercise now to start the 24-month clock, or wait for exit? What are the tax implications of each approach?
Frequently Asked Questions
Changelog
Updated 2026 employee Bituach Leumi rates (reduced 4.27%, full 12.17%), added the Section 102(b)(3) split for listed companies (ordinary-income component from the 30-day pre-grant average, including grants up to 90 days before IPO), and added the foreign-broker self-reporting obligation.
Jul 15, 2026
Added US dual-citizen + Section 100A exit-tax coverage; corrected Section 102 trustee deposit clocks (45/90 days from date of grant, not from board resolution); confirmed 2026 tax brackets and 5% capital-gains surtax above 721,560 NIS.
May 20, 2026
Fixed a broken Income Tax Ordinance link, made the 24-month-clock wording consistent (from the end of the tax year of grant), and added worked examples.
May 14, 2026
Related Skills
Author: skills-ilOrchestrate Israeli payment gateways (Cardcom, Tranzila, PayMe, Meshulam, iCredit, Pelecard) with unified routing, fallback, and installments (tashlumim). Use when user asks about multi-gateway payment integration, "slikat kartisim", "tashlumim", payment routing, Shva network, BOI payment-services regulation, gateway comparison, or building a payment abstraction layer for Israeli merchants. Provides unified API patterns, installment handling, Shva clearing rules, and regulatory compliance. Do NOT use for single gateway setup (use cardcom-payment-gateway or tranzila-payment-gateway instead).
Author: skills-ilIntegrate Grow by Meshulam payment gateway into Israeli applications -- covers payment pages (iframe/redirect/SDK), tokenization, recurring billing, payment links, refunds, invoices, webhooks, and 3DS authentication via the Grow Light API. Use when user asks to accept payments via Grow or Meshulam, set up "slikat ashrai" with Grow, create payment links (drishat tashlum), handle recurring charges (hora'ot keva) via Grow tokens, process refunds or Bit cancellations, integrate Grow webhooks, or mentions "Grow", "Meshulam", "grow-il", "meshulam.co.il", Grow payment page, or Grow API. Prevents costly integration mistakes by guiding correct FormData request format, server-side-only restrictions, and the mandatory approveTransaction step that many developers miss. Do NOT use for Cardcom integration (use cardcom-payment-gateway), Tranzila integration (use tranzila-payment-gateway), general payment orchestration across multiple gateways (use israeli-payment-orchestrator), or non-payment queries.
Author: yonatangrossDetect price gaps between TASE and US listings of the same dual-listed company (Check Point, NICE, CyberArk, Teva, and 40+ pairs), converting via the Bank of Israel representative rate and flagging gaps above a threshold. Use when the user asks to compare a dual-listed stock's Tel Aviv vs NASDAQ/NYSE price, spot cross-listing arbitrage, or understand a premium/discount between exchanges. Provides per-pair gap %, trading-hours-overlap confidence, and currency-adjusted comparison. Do NOT use for single-market analysis (use tase-stock-analysis).
Use at your own risk. Terms of Use · Security
Want to build your own skill? Try the Skill Creator · Submit a Skill