Save money in Israel through smart shopping, cashback optimization, subscription auditing, and deal hunting. Covers Zap price comparison, BuyMe strategies, cashback programs, credit card perks, loyalty stacking, seasonal sales, and recurring expense reduction. Helps identify unnecessary subscriptions and maximize savings on everyday purchases.
Trust score 91/100 (Verified) · 77+ installs · 2 GitHub contributors · MIT license
The cost of living in Israel is among the highest in the world, and most people overpay on subscriptions, purchases, and recurring services without realizing it. Forgotten subscriptions accumulate, cashback opportunities are missed, and unnecessary expenses add up to thousands of shekels annually.
npx skills-il add skills-il/tax-and-finance@v1.1.1-israeli-smart-saver --skill israeli-smart-saver -a claude-codeI want to audit all my recurring expenses. Help me identify unnecessary subscriptions, check if I am overpaying for telecom and internet, and calculate how much I can save annually.
I want to buy [product]. Help me find the best price: Zap comparison, cashback, discounted gift cards, and interest-free installments. What is the most cost-effective strategy?
I am paying [X] NIS per month for my phone plan. Is that too much? Compare for me with cheaper providers (Golan, Rami Levy) and tell me whether to switch or negotiate.
I want to start using cashback in Israel. Explain the available platforms (Cashback.co.il, Cashdo, BuyMe), how to combine them with credit card benefits, and which mistakes to avoid.
Added Reference Links section with Zap, Consumer Council, BOI consumer info. Cleaned stale metadata from SKILL_HE.md frontmatter.
Apr 14, 2026
Orchestrate Israeli payment gateways (Cardcom, Tranzila, PayMe, Meshulam, iCredit, Pelecard) with unified routing, fallback, and installments (tashlumim). Use when user asks about multi-gateway payment integration, "slikat kartisim", "tashlumim", payment routing, Shva network, BOI Directive 357, gateway comparison, or building a payment abstraction layer for Israeli merchants. Provides unified API patterns, installment handling, Shva clearing rules, and regulatory compliance. Do NOT use for single gateway setup (use cardcom-payment-gateway or tranzila-payment-gateway instead).
Generate the full export document set for Israeli exporters: commercial invoice (HE+EN), packing list, bill of lading / AWB / CMR, proforma, and origin documents (EUR.1, invoice declaration, US-Israel Origin Invoice Declaration, CIFTA Form B239). Handles Incoterms 2020 (FOB, CIF, DDP, EXW, FCA, CPT, CIP, DAP, DPU, CFR, FAS). Use when user asks about exporting from Israel, choosing an Incoterm, EUR.1, approved exporter status, or recovering from a border rejection. Do NOT use for import tax calculation (use israeli-customs-duty-calculator).
Convert currencies to/from Israeli New Shekel (NIS/ILS) using Bank of Israel official exchange rates. Use when user asks to convert shekels, NIS, ILS, asks about exchange rates, "shaar yatzig" (representative rate), or needs currency conversion for Israeli tax or business purposes. Supports 30+ currencies with current and historical rates. Do NOT use for cryptocurrency or unofficial money exchange rates.
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