Plan household and personal budgets with Israeli-specific costs, rates, and financial products. Use when user asks about budgeting in Israel, mortgage (mashkanta) calculations, arnona rates, cost of living, takciv, or monthly expense planning. Covers Bank of Israel prime rate, mashkanta tracks, arnona by city, Sal Briut costs, and Israeli household benchmarks.
Trust score 88/100 (Trusted) · 69+ installs · 2 GitHub contributors · MIT license
Israeli household budgeting requires understanding unique local costs like arnona (municipal tax), mashkanta (mortgage) track regulations, mandatory salary deductions (Bituach Leumi, Mas Briut), and Israel-specific savings vehicles (Keren Hishtalmut) that differ fundamentally from other countries.
npx skills-il add skills-il/tax-and-finance@v1.2.0-israeli-budget-planner --skill israeli-budget-planner -a claude-codeI earn 15,000 NIS/month. Calculate how much mashkanta I can afford with a mixed track strategy per BOI rules
Create a monthly budget for a family of 4 in Tel Aviv with combined income of 30,000 NIS
Compare the monthly cost of living between Tel Aviv and Beer Sheva for a young couple
Explain the tax benefits of Keren Hishtalmut vs Kupat Gemel for a salaried employee earning 18,000 NIS
Orchestrate Israeli payment gateways (Cardcom, Tranzila, PayMe, Meshulam, iCredit, Pelecard) with unified routing, fallback, and installments (tashlumim). Use when user asks about multi-gateway payment integration, "slikat kartisim", "tashlumim", payment routing, Shva network, BOI Directive 357, gateway comparison, or building a payment abstraction layer for Israeli merchants. Provides unified API patterns, installment handling, Shva clearing rules, and regulatory compliance. Do NOT use for single gateway setup (use cardcom-payment-gateway or tranzila-payment-gateway instead).
Generate the full export document set for Israeli exporters: commercial invoice (HE+EN), packing list, bill of lading / AWB / CMR, proforma, and origin documents (EUR.1, invoice declaration, US-Israel Origin Invoice Declaration, CIFTA Form B239). Handles Incoterms 2020 (FOB, CIF, DDP, EXW, FCA, CPT, CIP, DAP, DPU, CFR, FAS). Use when user asks about exporting from Israel, choosing an Incoterm, EUR.1, approved exporter status, or recovering from a border rejection. Do NOT use for import tax calculation (use israeli-customs-duty-calculator).
Convert currencies to/from Israeli New Shekel (NIS/ILS) using Bank of Israel official exchange rates. Use when user asks to convert shekels, NIS, ILS, asks about exchange rates, "shaar yatzig" (representative rate), or needs currency conversion for Israeli tax or business purposes. Supports 30+ currencies with current and historical rates. Do NOT use for cryptocurrency or unofficial money exchange rates.
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