Israeli Budget Planner
Trusted88/100Plan household and personal budgets with Israeli-specific costs, rates, and financial products. Use when user asks about budgeting in Israel, mortgage (mashkanta) calculations, arnona rates, cost of living, takciv, or monthly expense planning. Covers Bank of Israel prime rate, mashkanta tracks, arnona, household health costs (mas briut / health-tax), and Israeli household benchmarks.
Trust score 88/100 (Trusted) · 289+ installs · 3 GitHub contributors · MIT license
Israeli household budgeting requires understanding unique local costs like arnona (municipal tax), mashkanta (mortgage) track regulations, mandatory salary deductions (Bituach Leumi, Mas Briut), and Israel-specific savings vehicles (Keren Hishtalmut) that differ fundamentally from other countries.
skills-ilHow to use this skill
Not sure how? Read the guide- 1. Click "Download ZIP" to download the skill files.
- 2. Open Claude Desktop and go to Customize > Skills.
- 3. Click "+" and select "Upload a skill", then upload the ZIP file.
- 4. Start a new conversation. The skill will activate automatically when relevant.
Developers? Install via command line (CLI)
npx skills-il add skills-il/tax-and-finance@v1.4.0-israeli-budget-planner --skill israeli-budget-planner -a claude-codeWhen to Apply
- When planning a monthly household budget with Israeli-specific expense categories
- When calculating mortgage (mashkanta) payments across different track types
- When comparing arnona rates and cost of living between Israeli cities
- When understanding mandatory salary deductions (Bituach Leumi, Mas Briut, pension)
- When evaluating Israeli savings vehicles (Keren Hishtalmut, Kupat Gemel, pension)
Try These Prompts
I earn 15,000 NIS/month. Calculate how much mashkanta I can afford with a mixed track strategy per BOI rules
Create a monthly budget for a family of 4 in Tel Aviv with combined income of 30,000 NIS
Compare the monthly cost of living between Tel Aviv and Beer Sheva for a young couple
Explain the tax benefits of Keren Hishtalmut vs Kupat Gemel for a salaried employee earning 18,000 NIS
Frequently Asked Questions
Changelog
Updated Bank of Israel rate to 3.50% (prime 5.00%, July 2026), fixed the deduction math so Bituach Leumi and health tax cap at the 51,910 NIS ceiling, and added an income-side benefits section (child allowance, daycare subsidy, work grant).
Jul 18, 2026
v1.3.0: refreshed 2026 figures (BOI rate 3.75%, prime 5.25%, minimum wage NIS 6,443.85, average wage NIS 13,566, credit point NIS 242). Fixed the mortgage-mix rule (min 1/3 fixed, up to 2/3 variable/prime) and the PTI cap (50%), corrected the net-pay engine (health-tax 3.23%/5.17%, Bituach Leumi 1.04%/7%, 2026 brackets), replaced stale per-city arnona tables with fetch-from-municipality guidance, and added a household health-cost section.
Jun 3, 2026
Fixed 5 broken MCP links in Recommended MCP Servers section.
Apr 30, 2026
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