Israeli Arnona Optimizer
Verified95/100Calculate municipal property tax (arnona) for Israeli properties, check discount eligibility, and draft appeal letters to arnona committees. Use when a user needs to estimate arnona payments by municipality, zone, and property usage type, verify eligibility for discounts (olim, soldiers, elderly, disabled, low income, students, single parents), or prepare formal appeals with legal references. Covers all major Israeli municipalities including Tel Aviv, Jerusalem, Haifa, and Beer Sheva. Do NOT use for income tax (mas hachnasa), VAT (maam), or national insurance (bituach leumi) calculations, which fall under separate Israeli tax authorities.
Trust score 95/100 (Verified) · 422+ installs · 3 GitHub contributors · MIT license
Arnona is a municipal tax every Israeli pays, but the system is complex and opaque. Each municipality sets different rates, there are dozens of discount categories, and the appeal process is intimidating. Many people overpay because they are unaware of discounts they qualify for or their right to appeal.
skills-ilHow to use this skill
Not sure how? Read the guide- 1. Click "Download ZIP" to download the skill files.
- 2. Open Claude Desktop and go to Customize > Skills.
- 3. Click "+" and select "Upload a skill", then upload the ZIP file.
- 4. Start a new conversation. The skill will activate automatically when relevant.
Developers? Install via command line (CLI)
npx skills-il add skills-il/tax-and-finance@v1.3.0-israeli-arnona-optimizer --skill israeli-arnona-optimizer -a claude-codeWhen to Apply
- When receiving an arnona bill and need to check if the rate is correct
- When moving to a new apartment and want to estimate arnona at the new address
- When checking eligibility for discounts (new immigrants, soldiers, elderly, disabled, low income)
- When you want to appeal an arnona charge that seems too high
- When planning a housing budget and want to know the arnona cost
Try These Prompts
I have an 80 sqm apartment in zone 2 in Tel Aviv. Calculate how much arnona I need to pay per year
I am a new immigrant who arrived 8 months ago, living in Jerusalem in a 70 sqm apartment. Am I eligible for an arnona discount?
I received an arnona bill that seems too high. The property is classified as office but I use it for residential. Help me write an appeal letter
I am considering moving from Tel Aviv to Haifa. Compare arnona costs for a 90 sqm apartment
Frequently Asked Questions
Changelog
Updated the average-wage figure, added the 2026 income-test reform, and added the income-support, hardship (nazak), and reserve-duty (miluim) discount categories.
Jul 20, 2026
v1.2.1: fixed the objection (hasaga) deadline to 90 days (not 120); corrected the disabled-discount bands (medical disability 90%+ -> 40%, earning incapacity 75%+ -> 80%); restructured the senior discount by pension/income status rather than age; corrected the oleh discount (12 months within the first 24); fixed invalid Tel Aviv zone examples; added the 2026 arnona update coefficient (1.626%).
Jun 7, 2026
Added Reference Links section with 5 sources (Kolzchut, gov.il, Bituach Leumi, Tel Aviv & Jerusalem municipalities) and brought HE description to EN-depth parity.
May 5, 2026
Related Skills
Author: skills-ilOrchestrate Israeli payment gateways (Cardcom, Tranzila, PayMe, Meshulam, iCredit, Pelecard) with unified routing, fallback, and installments (tashlumim). Use when user asks about multi-gateway payment integration, "slikat kartisim", "tashlumim", payment routing, Shva network, BOI payment-services regulation, gateway comparison, or building a payment abstraction layer for Israeli merchants. Provides unified API patterns, installment handling, Shva clearing rules, and regulatory compliance. Do NOT use for single gateway setup (use cardcom-payment-gateway or tranzila-payment-gateway instead).
Author: skills-ilIntegrate Grow by Meshulam payment gateway into Israeli applications -- covers payment pages (iframe/redirect/SDK), tokenization, recurring billing, payment links, refunds, invoices, webhooks, and 3DS authentication via the Grow Light API. Use when user asks to accept payments via Grow or Meshulam, set up "slikat ashrai" with Grow, create payment links (drishat tashlum), handle recurring charges (hora'ot keva) via Grow tokens, process refunds or Bit cancellations, integrate Grow webhooks, or mentions "Grow", "Meshulam", "grow-il", "meshulam.co.il", Grow payment page, or Grow API. Prevents costly integration mistakes by guiding correct FormData request format, server-side-only restrictions, and the mandatory approveTransaction step that many developers miss. Do NOT use for Cardcom integration (use cardcom-payment-gateway), Tranzila integration (use tranzila-payment-gateway), general payment orchestration across multiple gateways (use israeli-payment-orchestrator), or non-payment queries.
Author: yonatangrossDetect price gaps between TASE and US listings of the same dual-listed company (Check Point, NICE, CyberArk, Teva, and 40+ pairs), converting via the Bank of Israel representative rate and flagging gaps above a threshold. Use when the user asks to compare a dual-listed stock's Tel Aviv vs NASDAQ/NYSE price, spot cross-listing arbitrage, or understand a premium/discount between exchanges. Provides per-pair gap %, trading-hours-overlap confidence, and currency-adjusted comparison. Do NOT use for single-market analysis (use tase-stock-analysis).
Use at your own risk. Terms of Use · Security
Want to build your own skill? Try the Skill Creator · Submit a Skill